When a loved one dies, there are a million different thoughts running through our heads. Uncertainty as to what to do next. Especially when someone we love dies suddenly, we don’t have the time to consider what to do after they’re gone.
The death of a loved one is one of the most life-changing and painful things that we go through in life. Though unavoidable, this loss can leave us with more things to deal with than we ever imagined.
Among these things is a funeral. It’s natural to want to hold a celebration of life for your passed loved one and give others the opportunity to grieve together.
But funerals are something that needs to be funded and paid for. When you plan a funeral, you need to know just how much you need to spend on every aspect of it to make sure their funeral honors them in the best way.
The Whole Average Cost
Before we get into a breakdown of each service that you may or may not have included in your funeral, let’s just take a look at the average total across the board.
Without taking other factors into account, the average cost of a funeral in the United States today is somewhere between $8,000 and $10,000. If that number sounds high, you’re completely right. There are a few reasons for this number and a few factors that can create variation in the cost.
Prices Have Risen
Over the 20th and 21st centuries, funerals have risen in price exponentially, never slowing down. Prices seem to keep going up for all services across the board at a surprising rate.
In the past 30 years alone, the cost of an average funeral has gone up around 230%. This number seems outrageous because, truthfully, it is.
It Depends on Where You Live
Though all funeral prices are at an all-time high with no sign of slowing down, the price of the funeral you are planning could vary pretty drastically depending on where you live.
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Generally, the cost of living in each state is in direct correlation with.. Well, the cost of dying. This means remote states like Hawai’i (at $15,000) and Alaska have some of the most expensive funerals in the country. New York and California aren’t far behind them.
Similarly, states, where the cost of living is lower like Texas and most of the midwest, have relatively less expensive funerals, ranging from $6,000-$7,000. Clearly, this still isn’t cheap.
A Breakdown Per Service
So where is all of this money going to? Let’s look at how much each individual part of a funeral will cost you according to how Lantern explains average funeral costs.
- Basic service fees: $2,100
- Transfer of remains to funeral home: $325
- Embalming: $725
- Other preparation of the body: $250
- Use of facilities/staff for viewing: $425
- Use of facilities/staff for the funeral ceremony: $500
- Hearse: $325
- Service car/van: $150
- Basic memorial printed package: $160
- Metal casket: $2,400
As you can see, the bulk of that money is being spent on the basic fees, casket, and embalming of the body. This is just an average breakdown of a typical funeral, but many people vary in how they plan their celebration of life.
Funerals Can Be Expensive
Though we wish it wasn’t this way, funerals can, and will, end up costing you or your family thousands of dollars. This can be a shocking price tag, especially for those of us who didn’t have the time to get a plan together. End-of-life planning is a good way to begin saving up for your own funeral and taking that burden off of your loved ones.